Privacy Policy

Last Updated: December 15, 2024

Financial Education Hub ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website financeeduhub.com (the "Site") or use our services.

Please read this Privacy Policy carefully. By accessing or using our Site, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with our policies and practices, please do not use our Site.

Information We Collect

Information You Provide to Us

We may collect personal information that you voluntarily provide to us when you:

• Register for an account
• Enroll in our courses
• Sign up for our newsletter
• Participate in contests, surveys, or promotions
• Contact us through our "Contact" form
• Submit questions or comments

This information may include:

• First and last name
• Email address
• Phone number
• Mailing address
• Payment information (processed securely through third-party payment processors)
• Course preferences and financial goals

Information Automatically Collected

When you visit our Site, we may automatically collect certain information about your device, browsing actions, and patterns, including:

• IP address
• Browser type and version
• Operating system
• Pages you visit on our Site and time spent on those pages
• Referral sources
• Device information (such as mobile device ID, model, and manufacturer)

Cookies and Similar Technologies

We use cookies, web beacons, pixels, and similar tracking technologies to collect information and personalize your experience. A cookie is a small file placed on your device that enables various features and functionality. Cookies help us:

• Remember your preferences and settings
• Understand how you use our Site
• Improve your user experience
• Provide relevant content and advertisements
• Analyze the performance of our Site

You can set your browser to refuse cookies or alert you when cookies are being sent. However, some parts of our Site may not function properly if you disable cookies.

How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide, maintain, and improve our Site and services
• Create and manage your account
• Process payments and transactions
• Respond to your inquiries and provide customer support
• Send administrative information, such as updates to our terms, conditions, and policies
• Send promotional content and newsletters (with your consent)
• Personalize your experience on our Site
• Monitor and analyze usage patterns and trends
• Protect against fraudulent, unauthorized, or illegal activity
• Comply with legal obligations

How We Share Your Information

We may share your information in the following situations:

With Service Providers

We may share your information with third-party vendors, service providers, and contractors who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, and customer service.

For Business Transfers

We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

With Affiliates

We may share your information with our affiliates, in which case we will require those affiliates to honor this Privacy Policy.

With Business Partners

We may share your information with our business partners to offer you certain products, services, or promotions they provide that may be of interest to you.

With Your Consent

We may disclose your personal information for any other purpose with your consent.

Legal Requirements

We may disclose your information where we are legally required to do so to comply with applicable law, governmental requests, judicial proceedings, court orders, or legal processes.

Third-Party Analytics and Advertising

We may use third-party analytics services, such as Google Analytics, to evaluate your use of our Site, compile reports on activity, collect demographic data, analyze performance metrics, and collect and evaluate other information relating to our Site and internet usage. These third parties use cookies and other technologies to help analyze and provide us with data.

We may also use third-party advertising services that use cookies, web beacons, and similar tracking technologies to collect information about your visits to our Site and other websites. This information is used to deliver targeted advertisements based on your interests and online activities.

You can learn more about how Google Analytics collects and processes data by visiting: https://policies.google.com/technologies/partner-sites.

Your Privacy Choices

Account Information

You may review and update your account information by logging into your account. If you would like to delete your account, please contact us at info@financeeduhub.com.

Marketing Communications

You can unsubscribe from our marketing communications by clicking on the "unsubscribe" link included in every email or by contacting us directly. Even if you opt out of receiving marketing messages, we will still send you transactional messages, such as those about your account, course enrollments, or our ongoing business relations.

Cookies

Most web browsers are set to accept cookies by default. If you prefer, you can usually set your browser to remove or reject cookies. Please note that removing or rejecting cookies could affect the availability and functionality of our Site.

Do Not Track Signals

Some browsers have a "Do Not Track" feature that signals to websites that you visit that you do not want to have your online activity tracked. We currently do not respond to "Do Not Track" signals.

Data Security

We have implemented appropriate technical and organizational measures designed to protect the security of any personal information we process. However, despite our safeguards, no security system is impenetrable. We cannot guarantee the security of our databases, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the Internet.

Data Retention

We will retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your personal information, we will securely delete or anonymize it.

Children's Privacy

Our Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at info@financeeduhub.com, and we will delete such information from our systems.

International Data Transfers

Your information may be transferred to, and maintained on, computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those in your jurisdiction. If you are located outside the United States and choose to provide information to us, please note that we transfer the information to the United States and process it there.

California Privacy Rights

California residents may have additional rights regarding their personal information under California law, including the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). These rights may include:

• The right to know about personal information collected, disclosed, or sold
• The right to request deletion of personal information
• The right to opt-out of the sale of personal information
• The right to non-discrimination for exercising consumer rights

To exercise these rights, please contact us using the information provided in the "Contact Us" section.

GDPR Compliance (For European Users)

If you are located in the European Economic Area (EEA), you have certain rights under the General Data Protection Regulation (GDPR), including:

• Right to access: You have the right to request a copy of your personal information.
• Right to rectification: You have the right to request that we correct inaccurate personal information.
• Right to erasure: You have the right to request that we delete your personal information in certain circumstances.
• Right to restrict processing: You have the right to request that we restrict the processing of your personal information in certain circumstances.
• Right to data portability: You have the right to request that we transfer your personal information to another organization or to you.
• Right to object: You have the right to object to our processing of your personal information for direct marketing purposes or based on our legitimate interests.

To exercise these rights, please contact us using the information provided in the "Contact Us" section.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. The updated version will be indicated by an updated "Last Updated" date at the top of this Privacy Policy. If we make material changes to this Privacy Policy, we may notify you either through the email address you have provided us or by placing a prominent notice on our Site. We encourage you to review this Privacy Policy frequently to stay informed about how we are protecting your information.